Customize your assumptions
All fields start at zero. Enter realistic figures, quotes and costs to generate your estimate.
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Home Buying Cost Calculator
Understand cash to close as well as the recurring monthly payment.
Transparent estimates
Results are calculated from the assumptions displayed above. They are educational planning estimates, not personalized financing offers, tax advice, insurance quotes, valuations, or guarantees. Verify terms with the applicable provider before committing.
What this calculator covers
Buying a home typically requires funds beyond the down payment. Closing fees, prepaid insurance, escrow funding and lender charges may all affect the cash you need.
How to use your estimate
Earnest money is credited toward the buyer contribution at settlement rather than added again. Seller and lender credits may reduce the amount due, subject to the transaction rules.
Important assumptions
Property tax, PMI, insurance and other charges vary by location and lender. Get a current Loan Estimate and closing disclosure for transaction-specific amounts.