Customize your assumptions
All fields start at zero. Enter realistic figures, quotes and costs to generate your estimate.
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Personal Loan Calculator
Calculate what you receive compared with what you repay.
Transparent estimates
Results are calculated from the assumptions displayed above. They are educational planning estimates, not personalized financing offers, tax advice, insurance quotes, valuations, or guarantees. Verify terms with the applicable provider before committing.
What this calculator covers
A lender may withhold origination fees before sending the proceeds or finance fees into the loan principal. Those treatments affect net cash received and debt owed differently.
How to use your estimate
Enter the nominal annual interest model used here, the payment term and any planned extra principal payments to explore potential borrowing costs.
Important assumptions
A legally disclosed APR can include fees and differ from the note interest rate. Confirm your actual lender terms and prepayment rules.